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دانشگاه پیام نور واحد درگز - لینک سایت ثبتنام وام شهریه بانک تجارت

دانشگاه پیام نور واحد درگز

دانش برای همه--------------همه جا-----------------همه وقت

 

لینک سایت ثبتنام وام شهریه بانک تجارت

 

نوشته شده توسط:داود اكبری

ضمن تبریک ایام الله دهه مبارک فجر به استحضار می رساند، به منظور رفاه حال دانشجویان، سازمان مرکزی دانشگاه در نظر دارد نسبت به تقسیط شهریه دانشجویان در هر ترم به شرح زیر اقدام نماید؛ لذا خواهشمند است دستور فرمایید اطلاع رسانی لازم به دانشجویان در این خصوص صورت پذیرد:
1-  زمان تقاضای وام با مراجعه دانشجویان به سایت گلستان و انتخاب گزینه درخواست وام از تاریخ 17/11/1394 لغایت 22/11/1394 می باشد و غیرقابل تمدید می باشد. 
2-  دریافت این وام نیاز به ضامن ندارد و مهلت باز پرداخت  آن توسط دانشجو تا پایان ترم می باشد.
3-  مبلغ وام حداکثر 8 میلیون ریال برای دانشجویان مقطع کارشناسی و 20 میلیون ریال برای مقطع کارشناسی ارشد بوده و حداکثر تا 4 قسط قابل پرداخت می باشد. شایان ذکر است دانشجو می تواند حداکثر تا سقف شهریه متغیر خود نسبت به تعیین مبلغ وام از طریق سایت گلستان اقدام نموده و تعداد اقساط از یک تا 4 قسط را دانشجو می تواند انتخاب نماید.
4-   این وام فقط به دانشجویان فاقد بدهی که شهریه ثابت خود را در ترم جاری پرداخت نموده اند تعلق می گیرد. 
5-  کارمزد وام مذکور سالانه فقط 4 درصد بوده که طبیعتاً متناسب با تعداد  ماه های تقسیط کاهش می یابد به عنوان مثال اگر مبلغ وام در 3 قسط تقسیط شود فقط 1 درصد کارمزد به آن تعلق خواهد گرفت. به عبارت دیگر اگر دانشجو سقف 8 میلیون ریال را تقاضا نموده و در 3 قسط بازپرداخت نماید میزان کارمزدی که در طی آن ترم پرداخت می نماید تنها 8000 تومان خواهد بود



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